Why does ProFile insist on "fake savings"?

In its offer for buying 2019 software in June, ProFile insists that I'm going to save $85 by paying in installments. 

In the email I received they show savings of $60 if I sign up now. 

In my cart when I sign up for the payment plan they show the software as being reduced from $520 to $435 - a savings of $85 - but then add in $25 as the prepayment charge for a total of $460. At the bottom they say I'm saving $85. But I'm not. I'm only saving $60.

I tested the amount if I pay it all now, and it's also $460 and the amount saved is shown as $60. So why the insistence on "fake savings"? Do they really think we're that stupid to not realize what they're doing? Come on, ProFile, you can do better than that.

Answer

because certain provinces do NOT have to pay the $25 "service fee" for making 4 payments. That is why I do not buy in advance. Will be the same price up until december

Not sure why some people have to pay the $25 and others do not ! I have considered buying another program that treats ALL clients the same--MY Money should be just as good as the next customer

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