Does the RRSP get taxed in the hands of the estate ?

When the RRSP has the beneficiary as the estate or there is no beneficiary .. Does the income go on the estate return ?

I know that if the beneficiary is named, then the beneficiary is responsible to pay the tax (receives a T4a with the death benefit in box 106). Would that be the same for the estate ?

thank you in advance for your comments,

Answer

You should be able to find the answer here. It would be taxed on the final return of the deceased depending of course on the beneficiary. The financial institution should issue slips based on the beneficiary information on file. Hope this helps.

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/death-rr...

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